If the topic intrigues you and you are currently looking to buy a house, please read this article in its entirety.  I am not the original author of this article but thought it was a comprehsnsive and well written article on the subject and thought I would send it out in my Newsletter.  Please share it any perso those individuaals who you know that this article may help them in their future purchase. When you buy a house or a condo, there are minimum down payment requirements to... [read more]

A mortgage pre-approval certificate states the maximum amount of money a lender is willing to loan you, based on your current income and credit history. It will specify a term, interest rate and mortgage amount. The pre-approval will be valid for a period of time and may have conditions that must be met. Why get pre-approved? It will save you time in the long-run; you will only look at the homes you can afford. You will have a reference point to decide on an offer for a house. You... [read more]